In Wake Of Hurricane Ida, Emergency Officials Urge Pennsylvania Homeowners To Get Flood Insurance – CBS Pittsburgh

PITTSBURGH (KDKA) — With As a lot as six inches of rain potential On this area on Wednesday as Hur…….

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PITTSBURGH (KDKA) — With As a lot as six inches of rain potential On this area on Wednesday as Hurricane Ida passes by way of, The hazard of flood damage to houses Shall be greater than ever.

However one factor Most house proprietors Do not have is flood insurance coverage.

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With local climate change seemingly growing The hazard of water-associated climate occasions, one research estimates that flood damage alone this yr could prime $20 billion. Sadly, The regular house-proprietor’s coverage Does not cowl this loss. Property house proprietors should buy flood insurance coverage individually.

“I utterly, One hundred Laptop Pc, advocate that residents in Pennsylvania acquire flood insurance coverage,” Stephen Bekanich, deputy director of recowly for the Pennsylvania Emergency Administration Agency, informed KDKA money editor Jon Delano on Monday.

Bekanich said flooding is Not A drawback Solely for these shut to streams and rivers.

“Almost anythe place Inside the commonwealth is weak to flooding,” said the PEMA official.

In a current letter to the Federal Emergency Administration Agency, Gov. Tom Wolf famous that 96 % of flooding Inside the state occurred outdoors of established flood plains.

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“With The underside being as saturated As a Outcome of It is currently, You will Have The power to flood anythe place,” said Donna Simms, An space insurance coverage agent.

Insurance brokers like Simms say you both buy unrestricted flood insurance coverages from private insurance coverage corporations or the considerably restricted federal authorities’s Nationwide Flood Insurance Program.

“There’s only a most quantity of $250,000 You can get In your dwelling and $100,000 In your content material,” Simms said.

Counting on the place You reside, the month-to-month premium for federal flood insurance coverage is about $84 a month.

Whereas flood insurance coverage gained’t cowl everyfactor, like your automotive, factors outdoors like decks and patios, and your dwelling funds after the flood, It’s going to cowl virtually all water damage inside Your house.

“It is A safety blanket That every resident within Pennsylvania ought to have,” Bekanich said.

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Till A private insurance coverage company waives the delay, most corporations and the feds require a 30-day ready interval earlier than the cowlage kicks in. Which means it’s too late To buy insurance coverage To shield in the direction of Ida, but Everyone is Aware of one other storm is simply Throughout the nook.